If you live here and you have a Manitoba driver’s licence

Your DSR and resulting premiums change based on your driving record over the past year, including any traffic convictions, at-fault claims or alcohol- or drug-related administrative suspensions. On your vehicle premium, you could save between five and 33 per cent. On your driver’s licence premium, you could save up to $30 off the full cost of $45.

If you are a new Manitoba driver with your first driver’s licence

You will start at the base level on the DSR scale for both vehicle and driver’s licence premiums. After that, for each year you drive safely, you will move up the scale and start saving. Or youll move down the scale if you show any high-risk driving behaviours.

How the scale works

Each year* we will send you a notice showing where you are on the scale and what you owe for the next year. We place you on the scale using your previous DSR level and your driving record from the past year. Safe driving behaviour will move you up the scale. High-risk driving, including traffic convictions, at-fault claims or alcohol- or drug-related administrative suspensions, will move you down the scale. Moving up the scale usually results in lower premiums. Moving down the scale usually means higher premiums.